Find out what you
can actually afford
Four questions, about sixty seconds, and a real price range for Michigan — not a guess off a rent calculator.
- ✓Your affordability range, from your numbers
- ✓The Michigan Home Buyer's Kit, free
- ✓$495 admin fee waived, plus $250 toward closing costs, when you get pre-approved fast
- ✓A text back from a real person, usually within minutes
Start here
No credit check. Nothing pulled, nothing shared.
Roughly what does your household bring in before taxes?
What you get, all at once
Your affordability range
Built from what you earn, save, and owe — with an honest note on what would move it up or down.
The Michigan Home Buyer's Kit
Ten pages: the steps from pre-approval to keys, the costs nobody warns you about, down payment assistance basics, and a house-hunting checklist.
A person, not a queue
Questions go to Shawn's team at HomeFlo by text. Ask anything — including whether now is a bad time for you to buy.
The faster you move, the more you keep
Upload a pre-approval letter from any lender. How fast you do it decides what you get.
Within 24 hours
$745
Your $495 admin fee waived, plus a $250 credit toward your closing costs.
Within 72 hours
$495
Your $495 admin fee waived.
Get your range
Answer four questions above. Your clock starts when you submit.
Get pre-approved
Any licensed lender you like. We'll text you what the letter needs to show.
Upload the letter
Within 24 hours: fee waived plus $250 toward closing costs. Within 72 hours: fee waived. Either way it follows you to closing, even if you switch lenders.
Need a lender? We recommend Mpire Financial Group, NMLS #2108504. HomeFlo and Mpire Financial Group do not share common ownership; they have a business arrangement. You may use any lender, and your waiver is unaffected by that choice.
Offer terms. Both windows begin when you submit the form on this page. The letter must be a current pre-approval — not a pre-qualification — issued by a licensed lender and naming you as a borrower. Upload within 24 hours to receive both the fee waiver and the closing cost credit; upload after 24 hours but within 72 hours to receive the fee waiver only.
The waiver applies to HomeFlo's $495 buyer admin fee on one home purchase closed with HomeFlo representation. The $250 closing cost credit is paid by HomeFlo at closing, disclosed on your Closing Disclosure, and is subject to your lender's approval and loan program limits. We confirm the credit with your lender when you go under contract; if your lender cannot permit it, we will tell you at that time. The credit may only be applied toward closing costs and cannot be received as cash.
Both incentives remain valid if you change lenders later, have no cash value, and cannot be combined with other fee promotions. HomeFlo may end this offer for new signups at any time; anyone already signed up keeps what they earned.
This page does not quote interest rates, payments, or loan terms, and nothing here is an approval or a commitment to lend.
Still just curious?
That's fine. Get the range and the kit, and take as long as you want with them. The clock only matters if you want the $745.
⌂ Equal Housing Opportunity. HomeFlo, 1447 N Leroy, Fenton, MI 48430. Licensed real estate broker in the State of Michigan.
Mpire Financial Group LLC, NMLS #2108504. Equal Housing Lender. Shawn McNeil is licensed as both a real estate broker and a mortgage loan officer and may be compensated in either role. Affordability estimates on this page are illustrative only and are not an offer or commitment to lend.